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Home Insurance

Rates that’ll make you feel right at home

Home quote

Protect your home in the event of theft, vandalism, fire and more. Members get the coverage they want at a great price.

Home Insurance Coverage
Get it Most Popular Coverage
check $1 or $2 Million Liability Footnote 1

We cover financial costs associated with unintentionally causing bodily injury or property damage to others—at your home or anywhere in the world.

check Guaranteed Replacement Cost, or Guaranteed Replacement Cost and Single Limit.

Replace your dwelling with flexible replacement options that best suits your needs and offers peace of mind.

check Classic, Classic Plus, or Prestige.
Note: Prestige Plus is only offered at CGIC

Choose the level of coverage that works for you based on your priorities and your budget.

check Identity Fraud Recovery Expense

Get reimbursed up to $10,000 for expenses associated with someone stealing and using your personal information. There’s no deductible, and claims don’t affect your claims-free discount.

check Automatic New Purchase

If you move before your policy expires, you’re automatically covered with the same protection at no extra charge.

Why wait?

Home quote

There’s always room for more

Where you live and how you live are big factors when it comes to determining your home insurance needs. Optional products let you decide what additional coverage is important to you.

Home Insurance Extra Coverage
Ask about Optional Coverage
check Extended Water Coverage

We cover water damage incidents including sewer backup, which are not covered under your home insurance policy.

check Jewel increase

Insure irreplaceable items like your engagement ring or family heirlooms separately.

check Glass deductible buy-down

Reduce your glass deductible to cover the lower costs associated with repairing glass.

check Watercraft

Get coverage for runabouts, cruisers, sailboats, rowboats, canoes, kayaks, Pontoon boats, inflatable boats, jet boats, windsurfers, paddle boats and other personal watercraft".

check Loss of Rental Income

In the event your rental property is deemed unfit to live in, we cover the full rental value until it is repaired or replaced.

check Earthquake

Extend your policy to cover damage caused by earthquakes.

smiling woman on the phone

Not sure what you need? We can help.

Let us put together a home insurance package that works for you. Call a COSECO Representative now to discuss your needs.

Call any time. 1-800-810-4990