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The Co-operators®, used under license from The Co-operators Group Limited. OneStep™, used under license from Co-operators General Insurance Company. Underwritten by COSECO Insurance Company and administered by HB Group Insurance Management Ltd. Member companies of The Co-operators Group Limited. Discounts, coverage and eligibility vary by province. Auto insurance not available in British Columbia, Manitoba and Saskatchewan. For information on our privacy policy, please visit Privacy Policy.

The term "HB Group" shall mean HB Group Insurance Management Ltd., and any of its related, affiliated and subsidiary corporations including without limitation Co-operators General Insurance Company and COSECO Insurance Company, and includes the insurance programs marketed under various trademarks.

THE MATERIAL AND INFORMATION IN THIS SITE AND IN THE SITES OF OTHER ENTITIES OF HB GROUP ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. HB Group disclaims all warranties, express or implied, including, without limiting the generality of the foregoing, all warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by an entity of HB Group is distributed with the understanding at the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in respect to your personal situation.

HB Group completely disclaims all liability for the use of the information contained on this site by any user, including any losses, damages, lawsuits, claims or expenses anyone may incur as a result of using this information. Further, and without limiting the generality of the foregoing, in no event shall HB Group be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information herein.

Unless otherwise noted, the graphic images, button, layout and text contained in this Web site and in sites of other companies of The Co-operators are the exclusive property of HB Group and may not be copied or distributed, in whole or in part, without the express written consent of HB Group. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal use.

HB Group cannot guarantee that any Hyperlink set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by a Hyperlink are developed and possibly maintained by persons over whom HB Group has no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, HB Group assumes no responsibility for the content of any sites referenced by any Hyperlink or otherwise.

Data protection
HB Group has the right, but not the obligation, to monitor any transmission made to or for this Web site.

Software quality
HB Group does not warrant that any information, software or other material accessible through one of their Web pages is free of viruses, worms, Trojan horses or other harmful component.


Please be advised that in requesting a quote you are consenting to the collection use and disclosure of your personal information, such collection use and disclosure shall be governed by our privacy policy. For more information on our privacy policy and the third party sources that may be involved please click here. Please note that we may collect, use and disclose your personal information from and to third party sources including credit bureaus. Your credit score will be obtained, where applicable, from TransUnion (Box 338, LCD 1, Hamilton ON L8L 7W2).