Most people purchase insurance when they buy or rent their home or condominium, knowing it will help them in case of a fire or theft.  Do you know exactly what protection your home policy offers? With a policy from COSECO, you may be pleased to discover that you’re covered for much more than the basics.

Types of home policies

Depending on whether you choose a Standard, Broad or Comprehensive policy, you may be covered for financial loss due to theft, fire or vandalism, and personal liability that may occur if someone is injured while visiting your home. Homeowner’s insurance helps cover the cost of repairing or replacing your home, attached and detached structures, outdoor swimming pools and items kept on the premises, for damage caused by insured perils. It can also cover liability for accidental damage to someone else’s property. Make sure you’re clear on which type of insurance you have and what you’re covered for.

Identity theft

Our home, condominium and tenant policies also include coverage for identity theft at no extra cost. With this coverage, you will be reimbursed up to $10,000 for expenses associated with someone stealing and using your personal information for fraudulent transactions.

Group Home Assist

If you need confidential emergency services, you have access through your home policy. This no-charge, stress-free, around-the-clock service provides health care information, and home repair referrals.

Automatic coverage for new purchases

Call us when you purchase new items, including jewellery, artwork, etc. If the item is insurable, you can receive coverage at no extra cost until your next policy renewal.

Valuable options for added protection

Need more out of your policy? You can choose to add options such as Extended Water Damage* coverage that protects your home from some types of damage caused by water or sewage that enters the building because of accidental backups or damaged sewers, drains, downspouts or septic systems.

For more information about our home policies, speak to a Licensed Insurance Representative at 1-888-394-4964.

*Extended Water Coverage is not available in Quebec.